Later On

A blog written for those whose interests more or less match mine.

10 biggest money savers from The Simple Dollar

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Interesting list by Trent Hamm. The first 5 in the list (which he says is in no particular order):

I have, quite literally, received hundreds of nearly free books in the mail thanks to this service. Considering that I’m an avid book reader, devouring three books a week when I’m really rolling, that’s a tremendous savings compared to my earlier habit of buying piles of books at Borders and from Amazon.

PaperBackSwap is really simple. You sign up, list ten books you own that you don’t want, and pledge to send them out to any member that requests them. This earns you two “credits” on the site. For a credit, you can request that any book on the site be sent to you (and there are millions of them). You can earn more credits by fulfilling the requests of others who ask you to mail them a book that you’ve listed – it costs about $2 to send one via Media Mail. That’s it – you’re basically getting access to an enormous used book library for $2.

The library
I love my local library. It’s that simple.

Most people see the word “library” and think “books.” Books merely scratch the surface of the free stuff available there: magazines, audiobooks, CDs, DVDs, children’s programs, adult discussion groups, community messageboards, meeting rooms … the list goes on and on. All of this stuff is just sitting there waiting for you to use it.

Learning to cook well at home
Once upon a time, my wife and I ate out several times a week. Why? In our minds, it gave us an opportunity to talk while someone was making a meal for us.

After my financial meltdown, we started making more and more food at home. At first, it was a money saving tactic, but at some point, we realized that we were making some really good meals at home. Plus, we weren’t really missing out on the conversation, since we were often making the meals together and talking while we were doing it.

Keeping a pocket notebook
How can this be a big money saver? Easy. I use it to jot down prices on items for comparison shopping. I use it to note sales. I use it to note gift ideas that people mention. I use it for shopping lists.

I also use such a notebook to earn more money, too. I use it to record ideas. I use it to make very rough outlines of posts. I use it to make note of important things I need to get done in my own life.

I use it for so many things that have a positive effect on my finances (and my broader life) that I could scarcely live without it.

On Tuesday, we’re losing our cable box. The biggest reason, honestly, is Netflix.

Why? For $9 a month (way cheaper than our cable bill), we get a giant mountain of commercial-free entertainment that we can watch on our television. We choose what we want, wait three seconds, and it’s showing. Plus, we get new movie releases in the mail.

It’s drastically cheaper than the $60 a month or so that our cable bill is and we don’t feel like we’re missing out on much, especially in conjunction with over-the-air signals…

Read ’em all.

Written by Leisureguy

31 October 2010 at 11:07 am

Posted in Daily life

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